{"title":"Personal Finance","description":"\u003cp\u003eClear, jargon-free guides to managing money — getting out of debt, index-fund investing, side-hustle taxes, financial independence, and smart travel rewards.\u003c\/p\u003e","products":[{"product_id":"debt-payoff-planner-amp-workbook","title":"Debt Payoff Planner \u0026 Workbook","description":"\u003cp\u003e\u003cstrong\u003eGetting out of debt is as much about momentum as maths.\u003c\/strong\u003e This workbook gives you both — proven methods plus the worksheets and trackers that keep you going.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eThe payoff methods explained simply — avalanche for lowest cost, snowball for fastest wins, and how to choose\u003c\/li\u003e\n\u003cli\u003eList and organise every debt and build a realistic plan around your actual budget\u003c\/li\u003e\n\u003cli\u003eFind extra money to throw at balances without misery\u003c\/li\u003e\n\u003cli\u003eProgress trackers and milestone markers that make each payment feel like a win\u003c\/li\u003e\n\u003cli\u003eScripts for negotiating rates and tactics to avoid slipping back\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWho it's for\u003c\/h3\u003e\n\u003cp\u003eAnyone who wants a clear, motivating path out of debt. Written to encourage, not shame.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eEducational only — not financial advice. Figures and rates change; the workbook teaches you to work with your own numbers. PDF · 19 pages · 2026 edition · The Working Library\u003c\/em\u003e\u003c\/p\u003e","brand":"The Working Library","offers":[{"title":"Default Title","offer_id":52196543398190,"sku":null,"price":11.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0995\/1569\/5406\/files\/Book17_Cover.png?v=1781358071"},{"product_id":"beginners-guide-to-index-fund-investing","title":"Beginners' Guide to Index Fund Investing","description":"\u003cp\u003e\u003cstrong\u003eInvesting feels intimidating until someone explains it without the jargon. 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PDF · 43 pages · 2026 edition · The Working Library\u003c\/em\u003e\u003c\/p\u003e","brand":"The Working Library","offers":[{"title":"Default Title","offer_id":52196543496494,"sku":null,"price":19.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0995\/1569\/5406\/files\/Book18_Cover.png?v=1781358050"},{"product_id":"tax-guide-for-side-hustlers","title":"Tax Guide for Side-Hustlers","description":"\u003cp\u003e\u003cstrong\u003eEarning on the side is exciting until tax season turns it stressful.\u003c\/strong\u003e This short guide demystifies the essentials so you can stay compliant and keep more of your money.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eHow side income is generally treated and why separating business and personal money early saves headaches\u003c\/li\u003e\n\u003cli\u003eWhat records to keep and how to keep them painlessly\u003c\/li\u003e\n\u003cli\u003eLegitimate expense categories people commonly overlook\u003c\/li\u003e\n\u003cli\u003eSetting money aside as you earn and when formalising might matter\u003c\/li\u003e\n\u003cli\u003eA record-keeping system, an expense-category checklist, and a document-gathering checklist\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWho it's for\u003c\/h3\u003e\n\u003cp\u003eSide-hustlers who want to stay out of trouble without a finance degree.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eEducational only — not tax or accounting advice. 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